Rivington Mortgages Self Cert
How we can help you get a mortgage if you are self-employed?
If you are self-employed you could be financially sound and able to keep up mortgage payments quite easily, but sometimes this still doesn't make it 'easy' for you to get a mortgage.
A mainstream lender will usually want to see 3 years accounts from a certified accountant before they consider a mortgage for the self-employed. However, Rivington Mortgages have access to lenders who may be able to help.
We have access to great deals on self certification mortgages [self cert mortgages].
We can deliver innovative mortgage solutions - that present you with a more flexible way to pay your mortgage when you are self-employed.
We understand that when you are self-employed you may enjoy periods of high income and also you might suffer from periods of low income. Rivington Mortgages will aim to find you the most suitable deal.
We work closely with lenders who will offer true self cert mortgages. This means that the application process avoids the usual detailed procedure of proving your earnings via audited accounts or employer's references.
We can help our clients apply for the most suitable self certification mortgages on the market and aim to make the mortgage procedure as hassle free as possible.
Generally speaking the deposit required for self cert mortgages is a minimum of 10%. The greater equity [deposit] an applicant can provide the better the rate a lender will offer.
Self cert mortgage schemes are available to you whether you are employed or self-employed and are available as mortgages or re-mortgages.
Rivington Mortgages can help arrange self certification mortgages for clients with a good or bad credit history. We are in touch with a number of adverse lenders who will accommodate credit problems on self cert deals. You can always be assured that Rivington mortgages will offer you the most competitive mortgage service to suit your individual needs.
The overall cost for comparison is 10.2%. The actual rate available will depend upon your circumstances. Ask for a personlised illustration.
We have access to great deals on self cert mortgages. At Rivington Mortgages we are always here to help.
We normally charge no fees for mortgage advice, although depending on your circumstances a fee of up to 1.5% of the mortgage amount may be charged.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Call us today on 01204 699002
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